InFocus Podcasts

Echoes Series on Legacy Planning: Receiving the Torch

In this final episode of Echoes, Mike Gassewitz, CEO of TriCert Financial Group (TriCert), discusses legacy planning with guests Brad Giroux, CFP®, CHS, CLU, advisor and financial planner from one of TriCert's affiliated CPA firms and Gord Hardie, CFP®, CIM, head of TriCert Private Wealth.
They explore the perspectives of inheritance recipients, offering advice on managing newfound wealth, including paying off debts, saving, and charitable giving. The discussion emphasizes the importance of careful planning, consulting with financial advisors, and understanding potential tax implications.
The episode also highlights the emotional and moral considerations of receiving an inheritance, stressing the need for discretion and thoughtful decision-making.
The views, thoughts, and opinions expressed in this podcast by special guests may not necessarily reflect those of TriCert Financial Group.
Recorded on June 25, 2024

Echoes Series on Legacy Planning: Ensuring your Legacy Lives on

In this episode of our Echoes Series, Mike Gassewitz, CEO of TriCert Financial Group (TriCert), discusses legacy planning with guests Brad Giroux, CFP®, CHS, CLU, advisor and financial planner from one of TriCert's affiliated CPA firms and Gord Hardie, CFP®, CIM, head of TriCert Private Wealth.
The conversation covers identifying one's legacy, creating a comprehensive plan, and ensuring proper documentation and communication. Brad and Gord emphasize the importance of professional guidance and clear communication with family and advisors.
They also introduced EstateKeeper, a new tool designed to help clients organize and securely share estate documents, enhancing the ease of executing a legacy plan. The episode highlights the importance of proactive planning to avoid potential family conflicts and ensure client wishes are honoured.
The views, thoughts, and opinions expressed in this podcast by special guests may not necessarily reflect those of TriCert Financial Group.
Recorded on June 24, 2024

Echoes Series on Legacy Planning: Business Continuity Strategies

In this episode of our Echoes Series on Legacy Planning, TriCert Financial Group (TriCert) CEO Mike Gassewitz welcomes Connor Gates, CPA, CA, CFP®, a partner from one of TriCert's affiliated CPA firms, to discuss the critical topic of business continuity and succession planning.
They emphasize the importance of early planning for business owners to ensure their legacy thrives beyond their tenure. The episode highlights the urgency of implementing succession strategies amidst a significant intergenerational wealth transfer projected by 2026.
They also discuss the roles of family members and key employees in succession and the necessity of legal and financial expertise to optimize tax benefits and facilitate smooth transitions.
The views, thoughts, and opinions expressed in this podcast by special guests may not necessarily reflect those of TriCert Financial Group.
Recorded on June 7, 2024

Echoes Series on Legacy Planning: Balancing Inheritance

In this episode of our Echoes series on Legacy Planning, Mike Gassewitz, CEO of TriCert Financial Group, explores the complexities of balancing inheritance with guests Oliver Lee, BMath, head of TriCert Insurance Agency, and Gord Hardie, CFP®, CIM, head of TriCert Private Wealth.
They discuss the concept of fair versus equal distribution of assets, particularly in the context of rising land and business values. They delve into the importance of fairness, risk-adjusted allocation, and the necessity of early and ongoing planning. The conversation also highlights the roles of various professionals, including CPAs, lawyers, insurance specialists, and financial planners, in ensuring a well-rounded and tax-efficient legacy plan.
Tune in to understand how to navigate these challenging decisions and ensure a harmonious legacy for future generations.
 
Recorded on June 18, 2024

Echoes Series on Legacy Planning: Philanthropy & Generosity

In this episode of our Echoes Series on Legacy Planning, we explore the nuances of charitable giving and share insights on how philanthropy can be both impactful and financially advantageous.
Mike Gassewitz, CEO of TriCert Financial Group (TriCert), welcomes Dylan Domanico, MAcc, CPA, CA, LPA, CFP®, a partner from one of TriCert's affiliated CPA firms, and Oliver Lee, BMath, head of TriCert Insurance Agency, to discuss tax incentives and strategic approaches to donations. They explain how you can maximize your charitable impact through various methods such as cash gifts, in-kind donations, and life insurance.
This episode provides general information on integrating charitable giving into legacy planning. It aims to enhance your understanding of the tax benefits associated with charitable donations and offers practical strategies to consider when planning your philanthropic efforts.
 
Recorded on May 16, 2024

Echoes Series on Legacy Planning: Unraveling Tax Complexities

Episode four of our Echoes Series, hosted by Mike Gassewitz, CEO of TriCert Financial Group (TriCert), focuses on the often-overlooked tax complexities of legacy planning. Dylan Domanico, MAcc, CPA, CA, LPA, CFP®, a partner from one of TriCert's affiliated CPA firms, and Oliver Lee, BMath, head of TriCert Insurance Agency, join the conversation to discuss the nuances of taxable events, probate, strategies to mitigate tax burdens, and the importance of planning ahead.
They emphasize collaborative planning involving a client's CPA, financial planner, portfolio manager, and insurance professional. This integrated approach can help clients achieve optimal outcomes and provide actionable steps they can implement in real-life scenarios.
Whether you're a business owner, an individual with cross-border ties, or simply planning for the future, this episode offers invaluable insights to help you make informed decisions and secure your financial legacy.
 
Recorded on May 15, 2024

Amazon and Canadian Tire: Consumer Discretionary Sector Standouts

In this episode of InFocus, Mike Gassewitz, CEO of TriCert Financial Group, sits down with TriCert Investment Counsel Portfolio Manager Lee Grimshaw, CFA®, ICD, to delve into the consumer discretionary sector. Starting with Amazon's impressive performance and Canadian Tire's resilience to the potential of home improvement giants like Home Depot, Lee shares valuable perspectives on key players and future opportunities.
Discover how inflation trends, interest rates, and evolving consumer behaviours shape the sector, and get a sneak peek into the strategic moves that could define the coming quarters.
Recorded on May 30, 2024
 
DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

Healthcare highlights and long-term wins in consumer staples

In this episode of InFocus, Mike Gassewitz, CEO of TriCert Financial Group, discusses the latest developments in the consumer staples and healthcare sectors with TriCert Investment Counsel Portfolio Manager Brian Durno, CFP®, CFA®.
Brian shares positive news about Amgen and highlights the robust performance of consumer staples, with revenue and earnings growth surpassing expectations. They delve into Walmart, illustrating the importance of long-term investment strategies despite short-term market reactions. The episode concludes with insights on market trends, inflation impacts, and the defensive nature of consumer staples during economic downturns. Tune in to gain valuable perspectives on market dynamics and investment strategies.
Recorded on May 29, 2024
 
DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

Digging Deeper: Exploring the Copper Boom

In this episode of InFocus, Mike Gassewitz, CEO of TriCert Financial Group, and Grayson Waechter, CFA®, portfolio manager at TriCert Investment Counsel, delve into the dynamic world of copper mining and its implications for investors. They discuss the surging demand for copper driven by green initiatives and expanding electrical systems. The conversation focuses on key players like BHP and Teck Resources, exploring their strategies for growth and potential acquisitions. Amidst bidding wars and strategic divestitures, they analyze the challenges and opportunities shaping the copper market landscape.
Recorded on May 14, 2024
 
DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

Interest Rates, Yields, Spreads, Preferred Shares: A Financial Deep Dive

In this episode of InFocus, Mike Gassewitz, CEO of TriCert Financial Group, is joined by Nick Leach, CFA®, TriCert Investment Counsel Portfolio Manager responsible for the income-producing side of our clients' portfolios.
Nick addresses the current interest rates landscape in Canada and the U.S., dissecting recent policy decisions and their global ramifications. As they navigate through discussions on bond yields, yield curves, and market trends, listeners gain valuable insights into the intricate workings of financial markets. Nick also delves into the resurgence of preferred shares, highlighting market dynamics and opportunities in this asset class.
Recorded on May 14, 2024
 
DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.